Kompetentny ekonomista i logistyk- sukces na rynku edukacyjno – zawodowym! Człowiek – najlepsza inwestycja! Projekt współfinansowany ze środków Unii Europejskiej.

Prezentacja na temat: "Kompetentny ekonomista i logistyk- sukces na rynku edukacyjno – zawodowym! Człowiek – najlepsza inwestycja! Projekt współfinansowany ze środków Unii Europejskiej."— Zapis prezentacji:

1 Kompetentny ekonomista i logistyk- sukces na rynku edukacyjno – zawodowym! Człowiek – najlepsza inwestycja! Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki MONEY Kinga Piziak Grupa projektowa: IV Trener: Cesar Alcibar Martinez

2 What is money? Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Money is any object or record that is generally accepted as payment for goods and services and repayment of debts in a given country or socio-economic context. The main functions of money are distinguished as: a medium of exchange; a unit of account; a store of value; and, occasionally in the past, a standard of deferred payment. Any kind of object or secure verifiable record that fulfills these functions can serve as money.

3 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Money originated as commodity money, but nearly all contemporary money systems are based on fiat money. Fiat money is without intrinsic use value as a physical commodity, and derives its value by being declared by a government to be legal tender; that is, it must be accepted as a form of payment within the boundaries of the country, for "all debts, both public and private". The money supplied by a country consists of currency (banknotes and coins) and bank money (the balance held in checking accounts and savings accounts). Bank money usually forms by far the largest part of the money supply.

4 History of money The history of money spans thousands of years. Numismatics is the scientific study of money and its history in all its varied forms. Many items have been used as commodity money such as natural scarce precious metals, cowry shells, barley, beads etc., as well as many other things that are thought of as having value. Modern money (and most ancient money) is essentially a token; in other words, an abstraction. Paper currency is perhaps the most common type of physical money today. However, golden or silver objects present a great number of money essential properties. Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki

5 Functions Of Money First: Money as a Medium of Exchange. First: Money as a Medium of Exchange. The function of money as a medium of exchange solves all the difficulties of barter system. Therefore, there is no necessity to pay for these goods in cash or with credit card. For instance, when a farmer who owns a cow wants to buy cloth does not need to pay to a cloth seller. He could agree with the cloth seller, so that the two parts can reach an agreement without involving money.

6 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Second: Money as Measure of Value. Second: Money as Measure of Value. As economists substain, all goods are financially valued in terms of comfortableness. Therefore, money is like the yard stick of a cloth merchant, as yard-stick measures all varieties of cloth, money measures the value of all range of goods. This money function makes transactions not only simple, but also fair.

7 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Third: Standard of Deferred Payment Third: Standard of Deferred Payment In a financial system, contracts are made in order to secure future payments, either in cash or in other forms. In this way, money is the standard of deferred payments. This function stimulates all kinds of wjtich Economic activities depend on borrowed money.

8 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Money as a Store of Value: Money as a Store of Value: Goods can not be stored Because they are perishable. People receive Their incomes in money form and keep their savings in money banks. In forms in this way, money is used to store commodity values. The essential or primary functions of money are: a) To serve as a medium of exchange. b) To serve as a measure of value. These two functions are of secondary importance because they, derived functions. in modern economy, money plays a very important role. Its disappearance would cause disappearance of economy itself.

9 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Money HUMOR Money HUMOR I went to the bank and went over my savings. I found out I have all the money That I'll ever need.... If I die tomorrow. -Henny Youngman My girlfriend's father died of throat trouble.... They hung him. He used to work in a bank. But no matter how much the boss likes you, if you work in a bank you can not bring home samples. -Eddie Cantor One rule Which woe betides the banker who fails to Heed it... Never lend any money to anybody unless they do not need it. - Ogden Nash

10 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki Regard your voice as capital in the bank.... Sing on your interest and your voice will last. - Lauritz Melchior Anytime four New Yorkers get into a cab together without arguing, a bank robbery has just taken place. - Johnny Carson If you'd lose a troublesome visitor, lend him money. - Ben Franklin He's got a wonderful head for money. There's this long slit on the top. - David Frost The Safest way to double your money is to fold it over once and put it in your pocket. - Kin Hubbard

11 Projekt współfinansowany ze środków Unii Europejskiej w ramach Programu Operacyjnego Kapitał Ludzki THE END